LEGAL DISCLOSURE

The data contained in this white paper does not constitute financial and investment advice and is not treated as the content of a publication. This material is an offer or solicitation to invest buy, or sell for informational purposes only. No warranty is given or implied about the completeness or accuracy of the information. The team does not recommend buying or selling cryptocurrencies. Before making an investment decision, you may consult a financial adviser and do your due diligence.

RISK DISCLOSURE

Keep in mind that smart contracts always carry risks. You must use them at your own risk. All content in the publication is for guidance
and educational purposes only. All information contained here must be reviewed and verified. Therefore, you need to be aware of the risks associated with trading in financial markets. We recommend that you do not trade for an amount that you cannot afford to lose.

NO REPRESENTATIONS AND WARRANTIES

Company does not make or purport to make, and hereby disclaims, any representation, warranty or undertaking in any form whatsoever to any entity or person, including any representation, warranty, or undertaking in relation to the truth, accuracy, and completeness of any of the information set out in this White Paper.

RISKS AND UNCERTAINTIES

This White Paper and associated COBS promotional materials contain statements that constitute “forward-looking statements”, including but not limited to (i) the financial performance and statements relating to the anticipated financial performance of the entities that are or will be undertaking the business and financing strategies further described in this White Paper and/or any of such entities’ subsidiaries or affiliates, which such business and financing strategies being generally described as: The COBS Token, blockchain, and crypto basics seminar, crypto basics free video and COBS University; and (ii) the offering of the COBS Token in order to finance the crypto education solutions which will facilitate the use of the COBS Token as consumer payment for the services offered by and through such Educational Solutions. While these forward-looking statements represent the Company’s judgments and expectations concerning the matters described, a number of risks, uncertainties, and other important factors could cause actual developments and results to differ materially from the Company’s expectations. These factors include, but are not limited to: (i) the degree to which the Company is successful in executing its announced strategic plans, including the anticipated exploitation of the Crypto Educational Solutions across various channels, markets, demographics that may be detailed in this presentation (the “Channels”); (ii) developments in the regulatory landscape affecting ICO financing and fundraising measures; (iii) changes in the availability of blockchain, IPFS, and Metaverse technologies to assure the Educational Solutions are exploited by and through the Channels; (iv) changes in the Education Solution’s competitive position, including whether competing companies and players will adversely affect the Company’s ability to commercially exploit the Educational Solutions; (v) the liability to which the Company may be exposed to claims stemming from intellectual property violations and related issues regarding third party technologies that are incorporated into the Educational Solutions, including but not limited to blockchain, IPFS, and Metaverse technologies; (vi) the Company’s ability to retain and attract the personnel and employees necessary to design, implement, develop, and operate the Educational Solution and to realize revenues and to manage, support, and operate Educational Solution; (vii) changes in finance, crypto currency regulation, securities, accounting or tax standards or policies, and determinations or interpretations affecting the recognition of gain or loss, the valuation of goodwill, the recognition of deferred tax assets and other matters; (viii) limitations on the effectiveness of the Company’s internal processes for risk management, risk control, measurement and promotion, especially as it pertains to blockchain, IPFS, and Metaverse technology focused companies generally; (ix) whether the Company will be successful in keeping pace with competitors in exploiting and using blockchain, IPFS, and Metaverse technologies; (x) the occurrence of operational failures, such as systems failures; and (xi) the effect that these or other factors or unanticipated events may have on the Educational Solution’s success and the additional consequences that this may have on our business and performance. The sequence in which the factors above are presented is not indicative of their likelihood of occurrence or the potential magnitude of their consequences.

Furthermore, readers of our White Paper should be aware that we anticipate that our business is subject to substantial and frequently changing regulations by international, federal, state and local authorities pertaining to personal and private data and digital assets, data storage, sales of digital assets and related software providers (collectively, the “Regulations”). Chief among these Regulations are those that deal with the privacy of data, personal identity, personally identifiable information, and related items, as well as Regulations pertaining to the protection of intellectual properties from infringement or misappropriation. Both classes of Regulations pose significant legal challenges to businesses such as ours, which may result in unanticipated financial outlays ranging from legal compliance to litigation. Violations of these Regulations could subject us to severe fines and possible exclusion from participation in the peer-to-peer/cloud data sharing, storage, and services industry. While the Company and the Operations Company have substantial experience dealing with both classes of Regulations, and will take all reasonable steps to assure that they do not run afoul of the Regulations, including through the use and sale of the COBS Token, compliance with the Regulations cannot be absolutely certain.

Moreover, the peer-to-peer/cloud data storage and services industry is a notoriously dynamic, trend-driven, and rapidly evolving marketplace, where the prevailing Regulations can change fundamentally in ways that present new compliance challenges (e.g., in 2018, the EU enacted the General Data Protection Regulation, which is anticipated to continue to pose significant compliance challenges to a variety of operations including our own). Therefore, we will have to assure that our products and services continue to evolve and meet the demands of such dynamic and evolving Regulations. The foregoing does not purport to be a final nor exhaustive recitation of the risk factors that we anticipate our business will face which are more fully described in the accompanying COBS Offering Memorandum.

CAUTION REGARDING FORWARD-LOOKING STATEMENTS

Certain statements in this White Paper constitute forward-looking statements. When used in this White Paper, the words “may,” “will,” “should,” “project,” “anticipate,” “believe,” “estimate,” “intend,” “expect,” “continue,” and similar expressions or the negatives thereof are generally intended to identify forward-looking statements. Such forward-looking statements, including the intended actions and performance objectives of the Company, involve known and unknown risks, uncertainties, and other important factors that could cause the actual results, performance, or achievements of the Company in its development of the Data Custody Solution to differ materially from any future results, performance, or achievements expressed or implied by such forward-looking statements. No representation or warranty is made as to future performance or such forward-looking statements. All forward-looking statements in this White Paper speak only as of the date hereof. The Company expressly disclaims any obligation or undertaking to disseminate any updates or revisions to any forward-looking statement contained herein to reflect any change in its expectation with regard thereto or any change in events, conditions, or circumstances on which any such statement is based. Prospective purchasers of the COBS Token are not to construe this White Paper as investment, legal, tax, regulatory, financial, accounting or other advice, and this White Paper is not intended to provide the sole basis for any evaluation of an investment in an interest. Prior to acquiring an interest, a prospective investor should consult with its own legal, investment, tax, accounting, and other advisors to determine the potential benefits, burdens, and other consequences of such investment.

QUALIFICATIONS TO PURCHASE COBS TOKENS IN US

Evidence of accreditation status pursuant to Section 506(c) of the Securities Act standards may be required for US Persons to purchase the COBS Token.